Unless you live under a rock, you've heard that mortgage interest rates have been at historic lows the last few years. But how long will that last? And what do you do when rates start creeping up like they probably will this year? Listen in as Dwayne shares his insights into how you can navigate [...]
One of our favorite topics... haven't covered this in a while. These are the 10 steps you MUST follow when getting a mortgage. Skip one, and be prepared to get turned down. And, it's complete with lightning strikes for dramatic effect & all Watch Now:
The forecasts for the housing industry next year are coming out. Will the record pace continue where homeowners are getting top dollar for their houses? Or will things slow down and homes may get harder to sell? Are there enough houses to meet supply? And what about affordable housing? What does it all mean for [...]
There's no doubt about it... mortgage rates have been historically low over the last couple of years. LOTS of people have taken advantage and locked down rates for life. But what if you haven't locked yours down yet? What if you're moving or refinancing in the near future? Or, what if you’re a first time [...]
Home prices have never been higher along the Gulf Coast. And houses have never sold faster. But will that last? Sure, things have been great if you were the one selling over the last year. But what if you’re the one buying? And what if you’re considering buying for the first time? Watch as our [...]
Did you know... there are two different types of refinance loans? There's a no-cash out, also known as a rate & term refinance. Then, there's a cash out refinance. Both have pros and cons. Both make sense in different situations. If you're still on the fence about refinancing, this episode is JUST FOR YOU. Listen [...]
Have you ever wondered how mortgage lenders calculate your income? Lenders see your income differently than maybe you do... The details are important as your income dictates how much of a mortgage loan you might qualify for. Listen in as Dwayne Stein breaks down, by product, how much you can purchase relative to your income. [...]
Are your flood insurance premiums about to go through the roof? If you live in south Louisiana, there's a good chance they'll go up, maybe even a LOT. Recently on our show, we took a deep dive into what we're calling FEMA 2.0. We will give you all the facts, why the changes were made, [...]
Maybe you promised yourself last year that you weren’t going to overspend. Maybe you said that this year was going to be different. Christmas time is now and how are you managing your Christmas spending? Here are 12 tips that may help you keep your wallet happier this Christmas. 1. Set a budget – It [...]
A few weeks back we told you it's coming and we're a little over a month away, forbearance begins December 1st. That’s why we're repeating our forbearance article from a few weeks back. So here we go… We’ve been telling you for a while and if you are even thinking about a refinance, stop dragging [...]
