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About dstein_admin

In 28+ years I have learned, thrived and built my business and brand on service and ensuring I provide options based on clients needs, not THE LENDERS My goal is to assist and provide Education and Option to current and future homeowners on what will be their biggest asset. Their HOME!

DIY with Renovation Financing

Spending a little more time in your home nowadays? Aren’t we all! All this extra time at home may have you considering home improvement projects like remodeling that kitchen or bath. Maybe working from home has you considering adding a home office. Well, I have two words for you – Renovation Financing. It’s our latest [...]

2020-10-09T08:49:36-05:00September 29th, 2020|

What is PMI?

PMI or Private Mortgage Insurance is insurance on your home loan when you have less than 20% equity in that home. The purpose of Private Mortgage Insurance, or PMI, is to protect the investment of the lender. With PMI, the lender can lend with confidence because the risk of loaning funds is minimalized. There are [...]

2020-10-09T08:50:59-05:00September 17th, 2020|

Bi-Weekly Mortgage Payments!

If paying off your mortgage earlier and saving money sounds good to you, you may want to consider bi-weekly mortgage payments. This week we are going to talk about the benefits of bi-weekly payments, why they are good and how they work. Simply put, bi-weekly mortgage payments are your monthly mortgage payments, but they are [...]

2020-06-22T12:18:15-05:00June 22nd, 2020|

COVID-19

Business as usual. While we are all feeling the pain of the current events, we want everyone to know that we are here at Mortgage Gumbo and will continue to keep you updated. We are committed to providing you outstanding service along with education and options that you have trusted for over 5 years. Some [...]

2020-03-26T09:42:05-05:00March 26th, 2020|

Establishing An Application

We hope everyone is staying safe and healthy during these trying times. While you are surely tired of reading about COVID-19 and looking for a way to entertain yourself, why not educate yourself on the Home Buying Process!? This week, in our Home Buying Series, we discuss establishing an application and how credit may impact [...]

2020-03-20T09:59:42-05:00March 20th, 2020|

One-Time Close Construction Program

This week we were lucky enough to have Keith Stracensky, the Vice President of Construction Lending at Cross Country Mortgage, on the show to give us some more insight into the Cross Country Mortgage One-Time Close Construction Program. There have been recent updates that make our program even better than the competition’s, and Keith shared [...]

2020-03-13T08:17:08-05:00March 13th, 2020|

Home Buying Process – Banks vs. Correspondent Lenders

What’s up, Gumbonation? As we move into a new month and onward from our February credit tips, we’ll begin discussing our Home Buying Process Series. The application process can be extremely intimidating and confusing. Mortgage Gumbo is here to help alleviate some of that confusion with some simple tips, over the course of the next [...]

2020-03-06T08:42:18-06:00March 6th, 2020|

Credit Recap

It is the last week of “Get Your Credit in Check Month”! Let’s finish off strong with an all-inclusive Credit Recap. We will ROUX-view the credit score pie, the best credit tips, and the most important tidbits. Credit Score Pie Breakdown: 35% - Payment History 30% - Credit Utilization 15% - Credit History 10% - [...]

2020-02-28T10:28:11-06:00February 28th, 2020|
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