Your dream home isn’t far from reality. Our One-Time Close Construction Program offers financing for both the construction and lot purchase for the future home of your dreams. Program Benefits: Low and no down payment options, No payments during construction, Rate locked up front, No re-qualification once construction is complete, and One closing means reduced costs. FHS – 96.5% – 15yr and 30 yr fully amortized fixed – modular and stick-built housing. VA – 100% not including VA funding fee – 15yr and 30yr fully amortized fixed – Modular and stick-built housing.