It is the holiday season and you are probably spending a little more money than usual. Consumers, on average, say they expect to spend at least $500 during the holiday season. Last year, the average consumer spent $1,017. I’m not a mathematician but what that tells me is that while we may have a number [...]
Our Toys for Tots fundraiser has come to a close and we are blown away by the results. But before we dive in to that, let’s get a little education on student loans. I frequently talk about them in snippets on my show, so why not compile all of my tidbits into one newsletter for [...]
Don’t have 20% for the down payment on a home? No problem! 20% is not the end all be all. When it comes to down payments, it's important to know you have choices, and Mortgage Gumbo is here to provide you with options and the knowledge to choose the right option for you! So let’s [...]
Exactly what is a pocket listing? A pocket listing or exclusive listing, as it is also known, is when the listing agent does not make the listing available to other brokers or to the public. What this means is that the public will never get to see when the property hits the market. Agents are [...]
The 2019 St. Tammany Tax Roll is now closed and tax bills will come out in November. Do you know where you stand on your property tax assessment? While it may be too late to challenge your assessment for this year, it is never too early to prepare for 2020. As property owners, it is [...]
When it comes to obtaining a loan for your home mortgage, good credit ranks up there with air and water – it’s not a want, it's a necessity! Did you know that one in five individuals have an error on their credit report that they are unaware of? Medical collections, duplicate credit cards and more [...]
Boy is there a world of difference, so don’t be under the assumption that if you are pre-qualified you are pre-approved for your home loan. There is a world of difference and we are here to break it down for you. To be pre-qualified means you have taken the first steps in the mortgage process. [...]
When it comes to obtaining a mortgage there are a number of factors that can contribute to your chances for loan approval. At Mortgage Gumbo, we are committed to providing our clients with accurate information that will allow them to qualify and obtain the very best mortgage loan for them. So let’s break a few myths down – are they Fact or Fiction?
Property taxes are being assessed next year, so don’t wait – be proactive and protect yourself from a potential increase that could cost you. New Orleans recently got hit and many property owners were taken by surprise. Don’t let this happen to you. At Mortgage Gumbo, we will continue to help get you prepared for a [...]
They say time flies when you’re having fun... and boy, have we been cooking up some fun here at Mortgage Gumbo. This September, we are so very proud to celebrate 5 amazingly awesome years of bringing our listeners and followers the premier mortgage program. We have assisted thousands of listeners with all their mortgage needs [...]
