Listen to the show from Saturday, March 5th 2022 as Dwayne goes into detail about the difference between being pre-qualified & pre-approved. They are NOT the same thing. It’s springtime and many people are thinking about getting out and buying a home. And in this market where every home is getting multiple offers, you have [...]
Ever wondered how exactly your payment history impacts your credit score?Listen as Dwayne goes into detail about what your payment history is, and how it impacts the way lenders determine your creditworthiness. Watch Now:
If you really want to understand how credit works, you need to understand your FICO score. Lenders evaluate your credit based on different factors. Listen in as Dwayne gives you SOLID GOLD nuggets about what key factors play a role in your scores, and what you can do to improve them. Watch Now: [...]
Are you up to date on how your property taxes are calculated and what they go towards? Do you know what the current capital gains rules are if you sell your house? Do you know what your homestead exemption is, and what it means for your taxes? If you've ever wondered about property taxes [...]
Some people think title insurance is just an extra fee that you don't really need. Nothing could be further from the truth. If you've ever wondered why title insurance is such a big deal and why EVERYONE needs it, this show segment is for you. Listen in as Dwayne interviews Jeff Lesaicherre & Jared [...]
Have you ever wondered how mortgage lenders calculate your income? Lenders see your income differently than maybe you do... The details are important as your income dictates how much of a mortgage loan you might qualify for. Listen in as Dwayne Stein breaks down, by product, how much you can purchase relative to your income. [...]
SHOULD I STAY OR SHOULD I GO??? Over the next few weeks we will be telling you the 10 best ingredients when applying for a mortgage. So, you are applying for a mortgage and considering changing job – hit the brakes. Since most lenders will request a least two years of work history, stability rules [...]
